Chinese Supplier Payment Risk — Before, During & After
Whether you're about to send money, in the middle of a deal, or something has already gone wrong — we help you understand the risk and what to do next from the China side.
Is it safe to send this money?
Before any transfer, we check the supplier's legal status, payment account, and overall risk profile using Chinese government records and court databases — sources not available in English.
- Supplier background check — litigation, enforcement, blacklist status
- Bank account risk review (personal vs. corporate, mismatch red flags)
- Export / customs footprint — do they actually ship goods internationally?
- Safer payment structure advice (T/T milestones, escrow, deposit limits)
- Assess whether the payment terms give away too much leverage upfront
Something feels off mid-transaction.
Last-minute bank account changes, inconsistencies between the company name and payment account, or a supplier suddenly pushing you to transfer faster — these are common fraud signals we help you assess in real time.
- Channel risk review — is the account you're paying into consistent with the company?
- Red flag checks on last-minute bank account changes
- Guidance on what to verify before each transfer milestone
- Cross-check invoice, contract signatory, and payment account consistency
Money sent. Goods not arrived. What now?
When a deal goes wrong, the first question is always: what are my actual options? We assess the situation from the China side and help you take the right next step — whether that's negotiation, a formal dispute, or arbitration.
- Assess what happened and what options exist from the China side
- Help organising evidence — contracts, chats, invoices, transfer records
- Guidance on dispute escalation: negotiation, arbitration, legal action
- Draft English/Chinese correspondence to the supplier or relevant authorities
- Practical advice on next steps based on the actual situation on the ground
Bank card or USDT frozen in China?
Frozen funds — whether USDT, virtual currency, or a bank card — is a separate issue that requires a different approach. We have deep experience handling freezes from the China side.
Have a payment risk question?
Tell us what stage you're at and what the problem is. We'll tell you clearly what can be done from the China side.